Certificates of Deposit

If you’re looking for a competitive rate of return and don’t need quick access to your funds, then a Certificate of Deposit (CD) may be right for you. MOBILITY CU has a variety of CDs to meet your needs. Our CDs have terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months. Minimum deposit requirements range from $500 to $250,000, dependent upon the rate tier. For rates on CD terms longer than 24 months, call 214-574-2000 or 800-388-7889.

Requirement:

  • Minimum opening balance of $500 for lowest tier

Benefits:

  • No investment risk
  • Competitive rate of return during term length
  • CD can be used for a share secured loan

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*APY is Annual Percentage Yield. IRA Certificates not available in 3, 6, 9 or 18 month terms. Qualifying criteria apply. After maturity, if you choose to roll over your CD, it will earn the APY in effect at that time for the given term.