Rates and Fees

All published rates are subject to change without notice; certain terms and conditions may apply.

Click Here for our 2018 Fee Sheet.

Direction Checking Account

Direction Checking Account1,2

Dividend Rate

APY*

Effective

$100 - $1,499.99 4.00% 4.07% 08/01/17
$1,500 - $24,999.99 0.02% 0.02% 10/01/15
$25,000 - $49,999.99 0.04% 0.04% 10/01/15
$50,000 - $99,999.99 0.05% 0.05% 10/01/15
$100,000+ 0.06% 0.06% 10/01/15
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Tiered Savings

Tiered Savings

Dividend Rate

APY*

Effective

$5.00 - $99.99 0.00% 0.00% 04/01/12
$100.00 - $4,999.99 0.03% 0.03% 08/01/13
$5,000.00+ 0.05% 0.05% 08/01/13
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MOBILITY Performance Money Market

MOBILITY Performance Money Market3

Dividend Rate

APY*

Effective

$100 - $2,499.99 0.00% 0.00% 04/01/12
$2,500 - $9,999.99 0.20% 0.20% 07/16/18
$10,000 - $24,999.99 0.25% 0.25% 07/16/18
$25,000 - $49,999.99 0.30% 0.30% 07/16/18
$50,000 - $99,999.99 0.60% 0.60% 07/16/18
$100,000 - $249,999.99 0.65% 0.65% 07/16/18
$250,000 - $499,999.99 0.70% 0.70% 07/16/18
$500,000+ 0.75% 0.75% 07/16/18
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Certificates of Deposit & IRA Certificates

Certificates of Deposit & IRA Certificates4,5,6

Dividend Rate

APY*

Effective

3 Month CD
$500 - $99,999.99 1.60% 1.61% 07/16/18
$100,000 - $249,999.99 1.65% 1.66% 07/16/18
$250,000+ 1.70% 1.71% 07/16/18
6 Month CD
$500 - $99,999.99 1.95% 1.97% 07/16/18
$100,000 - $249,999.99 2.05% 2.07% 07/16/18
$250,000+ 2.15% 2.17% 07/16/18
9 Month CD
$500 - $99,999.99 2.20% 2.22% 07/16/18
$100,000 - $249,999.99 2.30% 2.32% 07/16/18
$250,000+ 2.40% 2.43% 07/16/18
12 Month CD
$500 - $99,999.99 2.60% 2.63% 07/16/18
$100,000 - $249,999.99 2.65% 2.68% 07/16/18
$250,000+ 2.70% 2.73% 07/16/18
24 Month CD
$500 - $99,999.99 2.80% 2.84% 07/16/18
$100,000 - $249,999.99 2.85% 2.89% 07/16/18
$250,000+ 2.90% 2.94% 07/16/18
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IRAs

IRAs (Roth, Traditional & Coverdell)7

Dividend Rate

APY*

Effective

$100.00+ 0.25% 0.25% 08/01/12
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* APY = Annual Percentage Yield. Rates subject to change without notice. Qualifying criteria applies.
1) No minimum daily balance required. 
2) Dividends obtained with minimum daily balance of $100.00.
3) Dividends obtained with minimum daily balance of $2,500.00.
4) Minimum $500.00 purchase 
5) IRA Certificates not available in 3, 6, 9, 18 month terms.  
6) With regard to Certificate of Deposit, an early withdrawal penalty may apply.
7) Minimum balance of $100.00 required to earn dividends