Holiday Skip-A-Payment

November and December can be two of the most financially stressful months of the year. Holiday travel, purchasing gifts, mailing cards, and Holiday parties can easily break your budget at the end of the year. To reduce your financial stress, Mobility Credit Union is offering the Holiday Skip-A-Payment program.*

For a small $25 fee for each loan, $5 of which will benefit Metrocrest Services, choose to skip your November or December Loan Payment.

To take advantage, simply complete the form and email, mail or bring to your local branch.


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*Membership accounts must be in good standing, defined as: all loan(s) must be current(with no collection pending), no accounts delinquent 60+ days in the past 24 months, your account(s) must not be overdrawn and you must have sufficient funds to cover the processing fee. The loan must be at least six(6) months old. Offer excludes home loans, mortgages, lines of credit, credit cards, and loans that do not meet terms and conditions. There is a $25.00 processing fee per qualifying loan payment that is skipped. The processing fee does not reduce the principal. If you defer a payment, the total Finance Charge that you pay on your loan will be greater than what was stated on your loan contract charges because you are not paying interest or principal for the month you defer. This and any other previous or future deferments will extend the term of your loan which will require additional payments in order to pay off the loan. Credit Insurance premiums (if applicable) and interest will continue to accrue during waived payment period and loan maturity date will be extended. If you have elected to have Credit Life and Credit Disability or GAP coverage on the loan and then elect to defer payments using the skip pay program or other deferments, your coverage will not cover the entire term of the loan and may affect potential claims. All other payment terms of your Loan Disclosure Statement and Agreement will remain in effect. Form must be received at least 5 business days before the loan payment being skipped/deferred is due. MOBILITY CU reserves the right to deny this request if all terms of the disclosure statement and agreement have not been met at the time this request is presented. If the request is denied, a Financial Services Officer will contact you.