Auto Loans

You could easily spend weeks looking for just the right car!

The last thing you want to think about is searching for financing options. MOBILITY CU has the competitive rates you need while offering the convenience of having all your financial products and loans with one institution. That, along with the ease of an online application makes purchasing a car easier than ever!

  • Easy, convenient process

  • Competitive fixed rates

  • Varied terms up to 78 months

  • 100% financing - purchase price, plus tax, title, license fees and even the extended warranty!

  • Convenience of having all your financial products/loans with one institution

Auto Refinance Promotion

$200.00 VISA® Gift Card¹ plus No Payments for 90 Days²

  • $10,000.00 Minimum Loan Amount

  • 36 Months or Greater

Call a Financial Service Officer today at 1-214-574-2000 or 1-800-388-7889.

¹Minimum APR (Annual Percentage Rate) of 3.49% applies, term of at least 36 months and loan amount of $10,000 or more. VISA Gift Card will be distributed once the loan has been approved, closed and all qualifying criteria are met. Rates vary based on length of term, age of vehicle, and your individual credit worthiness. Excludes internal refinances.
²Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice. 

  • Auto Leases

    Auto Leases

    MOBILITY CU has partnered with D&M Auto Leasing, one of the most member-friendly leasing programs available, to provide you with a lease that’s affordable and fits your needs. With D&M Auto Leasing, your lease will be processed quickly and efficiently on site, at home or at your office.


    • Lower monthly payments
    • Flexibility to build your term (36 – 60 months) and mileage options to suit your needs
    • Convenience of making payments with the credit union
    • No down payment required for qualified borrowers
    • Member friendly lease-end options – no hidden fees and early termination allowable
    • Lease available for both new and used vehicles
    Contact Ty Bowles at 1-972-239-2222, extension 298 (office) or 1-214-356-0922 (mobile) or
  • Debt Protection

    Debt Protection

    Did you know that if something should happen to you, your loan obligations could potentially place a burden on your family? To protect your family's financial well-being, consider Credit Life, Credit Disability, and Involuntary Employment Insurance.

    If you become disabled due to injury or illness, or have experienced a job loss, you or your family won’t have to make loan payments until you’re fully recovered or employed again. In the event of your unforeseen death, it may pay off the loan.* This will leave savings, salary or payoffs from other life insurance to be used for other important things, giving your family members financial freedom when they need it most.

    • Premium is included in your monthly loan payment
    • Reduce financial burden and protects your family
    • Protects your income, collateral and credit rating
    • Provides peace of mind
    • Affordable
    • Easy to start

    Call a Financial Service Officer today at 1-214-574-2000 or 1-800-388-7889.

    *Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate.
  • Guaranteed Asset Protection (GAP)

    Guaranteed Asset Protection (GAP)

    In the event your insurance company deems your vehicle a total loss, there can be a significant gap between the amount of money your insurance company will pay and the amount you still owe on your loan balance. This is where GAP insurance can pay the difference between the vehicle’s market value and the loan payoff. This coverage could save you thousands of dollars that would otherwise be an out-of-pocket expense.

    GAP insurance is a supplemental coverage and does not replace your standard comprehensive, collision and liability coverage. It enhances them.

    Call a Financial Service Officer today at 1-214-574-2000 or 1-800-388-7889.

  • Extended Warranty

    Extended Warranty

    Interstate Assure Guard Extended Warranty, an auto protection program for members of MOBILITY Credit Union, is one of the most cost effective service agreements in the industry. With a variety of levels of protection plans to choose from, you can pick the plan that best suits your needs.


    • Warranties begin on the day you buy them
    • Service agreements are transferable
    • Nationwide coverage
    • 24/7 Emergency Road Service
    • Multiple deductible options
    • Up to 8 years and 100,000 miles coverage
    • Hybrid vehicle coverage
    • Rental car allowance

    MOBILITY CU can help provide financing for the plan, or you may be able to finance the cost of the plan into your current auto loan. Contact a Financial Service Officer to discuss the benefits of the Interstate Assure Guard auto protection plan at 1-214-574-2000 or 1-800-388-7889 and relax knowing you're protected!