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Investment Accounts
Make the most of your savings with Mobility Credit Union.
Certificate Accounts
Details
Grow Your Savings. Lock In a Great Rate.
Make your money work harder with a certificate account from Mobility Credit Union. Enjoy competitive fixed rates, flexible terms, and predictable earnings while saving for your financial goals.
Whether you're saving for a major purchase or looking to grow your savings, our certificates offer a convenient way to earn more.
Certificate Benefits
Competitive Fixed Rates – Lock in your rate for the certificate term.
Flexible Terms – Choose from terms ranging from 3 to 60 months.
Predictable Earnings – Know your rate throughout your certificate term.
Multiple Deposit Options – Minimum deposits vary from $500 to $250,000 depending on the certificate and rate tier.
Federally Insured Savings – Deposits are insured by the NCUA within applicable limits.
*APY is Annual Percentage Yield. Qualifying criteria apply. After maturity, if you choose to roll over your Certificate, it will earn the APY in effect at that time for the given term.
Limited Time Certificate Specials
6 Month Certificate | 4.10% APY
Grow your savings with a competitive short term certificate.
15 Month Certificate | 4.30% APY
Lock in a great rate and give your savings more time to grow.
Promotional offers are subject to eligibility requirements and additional terms. New money requirements may apply.
Ready to Grow Your Savings?
Our team is here to help you choose the right certificate for your financial goals.
Call 800.388.7889 or visit a Mobility Credit Union branch to open your certificate today.
High Yield Savings Account
Earn More on Your Savings. Keep Your Flexibility.
Make your money work harder with Mobility Credit Union's High Yield Savings Account. Enjoy competitive, tiered dividends that reward you as your balance grows, while maintaining convenient access to your funds.
Whether you're building your savings or making the most of money you've already saved, Mobility helps you grow your financial future.
Account Details
$100 Minimum Opening Deposit to get started.
Tiered Dividends that reward higher balances.
Flexible Access with up to six withdrawals per month.
$2,500 Minimum Daily Balance to avoid the $10 monthly maintenance fee.
Convenient Digital Banking to manage your savings anytime, anywhere.
Ready to Make More of Your Money?
Individual Retirement Accounts
Details
Save for retirement with a traditional IRA deposit account. An IRA offers a great rate, no annual maintenance fee, and the benefit of tax-deferred earnings. The minimum balance to open an IRA account is $100.
Requirements:
$100 minimum opening balance on all new accounts*
Maximum annual deposit
*Rollover or transfer of an existing Traditional/Roth IRA with a balance waives $100 minimum opening balance
Benefits:
No-risk savings “nest egg” for retirement with contributions and earnings tax-deferred
Funds transferrable to another IRA
TRADITIONAL IRA CERTIFICATE
With a Traditional IRA Certificate, you’ll earn the same current yield as Mobility CU’s regular certificate accounts while enjoying the tax benefits of an IRA. For a low minimum balance of $500 and terms of 12, 24, 36, 48, and 60 months, you can choose a certificate to fit your needs.
Requirements:
$500 minimum opening balance
Benefits:
No-risk savings “nest egg” for retirement with contributions and earnings tax-deferred
Competitive rate of return on funds during term length
Funds transferrable to another IRA
ROTH IRA
A Roth IRA offers benefits not available on traditional IRA products: withdrawals without a penalty or tax liability, no mandatory withdrawal requirements at age 70.5, and tax advantages for your heirs. In addition, you may be able to convert all or part of your Traditional IRA to a Roth IRA. Consult a tax advisor for additional information regarding eligibility for tax deductions, tax and penalty-free withdrawals, and eligibility requirements for IRAs.
Requirements:
$500 minimum opening balance
Benefits:
No-risk savings “nest egg” for retirement with contributions and earnings tax-deferred
Different benefits than traditional IRA products
Competitive rate of return on funds during term length
Funds transferrable to another IRA
Call us at 214.574.2000 or visit a Mobility Credit Union branch to get started.
Coverdell Savings Accounts
Details
Saving for your child's or grandchild’s education has become easier. Coverdell Savings Accounts are now available. A Coverdell Savings Account is an investment tool created for the purpose of paying for the future cost of a child's elementary, secondary, or higher education. The plan allows total after-tax contributions of $2,000 per year for each child until they reach the age of 18. These contributions and their subsequent earnings are tax-free when withdrawn to pay for qualified education expenses. The minimum balance to open this account is $100.
*Terms and conditions apply. Only Texas residents qualify to join the Texas Consumer Council.