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Vehicle Loans
Auto Loans & Auto Refinancing in Texas
Finance Your Next Vehicle or Lower Your Current Payment
Whether you're purchasing a new or used vehicle or refinancing an auto loan from another lender, Mobility Credit Union offers competitive rates, flexible financing options, and a simple application process.
Why Choose Mobility for Your Auto Loan?
More Than Your Credit Score – We look beyond your credit history to explore your financing options.
Competitive Fixed Rates – Predictable monthly payments.
Flexible Terms – Financing available up to 84 months.
Up to 100% Financing – May include taxes, title, license fees, and eligible warranties.
New & Used Vehicles – Financing options for your next vehicle.
Refinance & Save – Bring your auto loan from another lender and see if you could lower your payment.
Simple Application Process – Apply quickly and conveniently.
Ready to Drive More and Pay Less?
AUTO LEASES
Auto Leases
Mobility CU has partnered with D&M Auto Leasing, one of the most member-friendly leasing programs available, to provide you with a lease that’s affordable and fits your needs. With D&M Auto Leasing, your lease will be processed quickly and efficiently on-site, at home, or at your office.
ADVANTAGES OF LEASING A VEHICLE WITH D&M AUTO LEASING:
Lower monthly payments
Flexibility to build your term (36 – 60 months) and mileage options to suit your needs
Convenience of making payments with the credit union
No down payment required for qualified borrowers
Member-friendly lease-end options – no hidden fees and early termination allowable
Lease available for both new and used vehicles
Contact Ty Bowles at 1 (972) 239-2222, extension 298 (office) or 1 (214) 356-0922 (mobile) or tbowles@dmautoleasing.com.
DEBT PROTECTION
Debt Protection
Did you know that if something should happen to you, your loan obligations could potentially place a burden on your family? To protect your family's financial well-being, consider Credit Life, Credit Disability, and Involuntary Employment Insurance.
If you become disabled due to injury or illness or have experienced a job loss, you or your family won’t have to make loan payments until you’re fully recovered or employed again. In the event of your unforeseen death, it may pay off the loan.* This will leave savings, salary, or payoffs from other life insurance to be used for other important things, giving your family members financial freedom when they need it most.
Premium is included in your monthly loan payment
Reduce financial burden and protect your family
Protects your income, collateral, and credit rating
Provides peace of mind
Affordable
Easy to start
Call a Personal Banker today at 1 (214) 574-2000 or 1 (800) 388-7889.
*Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate.
GUARANTEED ASSET PROTECTION (GAP)
Guaranteed Asset Protection (GAP)
In the event your insurance company deems your vehicle a total loss, there can be a significant gap between the amount of money your insurance company will pay and the amount you still owe on your loan balance. This is where GAP insurance can pay the difference between the vehicle’s market value and the loan payoff. This coverage could save you thousands of dollars that would otherwise be an out-of-pocket expense.
GAP insurance is supplemental coverage and does not replace your standard comprehensive, collision, and liability coverage. It enhances them.
Call a Personal Banker today at 1 (214) 574-2000 or 1 (800) 388-7889.
EXTENDED WARRANTY
Mechanical Breakdown Coverage
CU Certified is an award-winning, best-in-class automobile mechanical breakdown coverage available to our members. This protection is designed for credit union members by credit unions. A variety of protection levels are available, and we will customize the term to best fit your driving needs.
FEATURES INCLUDE:
$0.00 deductible
24/7 roadside assistance
Towing reimbursement
Rental car allowance
Road Hazard Tire and Wheel coverage included at Mobility CU
Pays diagnostic fees, taxes, fluids, and filters in conjunction with covered repairs
Use at any licensed repair facility, including your favorite auto dealership
Protection follows you throughout the U.S. and Canada
Electric and Hybrid vehicle coverage available
Transferable
Mobility CU can help provide financing for the plan, or you may be able to finance the cost of the plan into your current auto loan. Contact a Personal Banker to discuss the benefits of a CU Certified Mechanical Breakdown plan for your vehicle at 1 (214) 574-2000 or 1 (800) 388-7889 and relax knowing you're protected!
Disclaimer
¹A minimum Annual Percentage Rate (APR) of 5.04% applies. Rates are subject to variation depending on the loan term, the age of the vehicle, and individual creditworthiness. Qualifying criteria apply. Rates and terms are subject to change without prior notice.